Customized Protection & Rapid Regulatory Filings for California Haulers

Keeping California’s Fleets & Independent Truckers on the Road

The transportation industry is the backbone of California’s economy, but navigating the roads comes with severe risks and aggressive regulatory oversight. Whether you operate a single rig as an owner-operator or manage an expanding interstate fleet, soaring insurance rates, strict FMCSA standards, and complex California DMV Motor Carrier Permit (MCP)requirements can easily disrupt your business.


At Callidus Insurance Solutions, we specialize in commercial trucking and transportation insurance. We partner with top-rated motor carrier insurers to deliver high-limit protection, aggressive claims handling, and fast, automated filing services so your trucks never sit idle waiting on paperwork.

Fleet & Specialized Hauling Coverage

We write policies tailored to the specific commodities you haul and the radius of your operations:

  • Primary Auto Liability: Mandatory coverage protecting your business against bodily injury and property damage to third parties. We provide limits meeting federal FMCSA mandates ($750,000 to $1,000,000+ CSL) and state requirements.
  • Motor Truck Cargo Insurance: Protects the freight you haul against theft, fire, collision, or loss while in transit. We offer specialized endorsements including Reefer Breakdown / Temperature Exclusion Coverage for refrigerated freight, debris removal, and earn-freight charges.
  • Physical Damage Coverage: Comprehensive and collision protection for your valuable tractors, semi-trailers, dump trucks, and specialized rigs. Includes physical damage coverage based on Stated Amount or Actual Cash Value (ACV).
  • Non-Trucking Liability (Bobtail) / Deadhead Coverage: Crucial protection for owner-operators under permanent lease to a motor carrier when operating the tractor for non-business or off-duty purposes without a trailer.
  • Trailer Interchange & Non-Owned Trailer: Covers physical damage to trailers you do not own while in your possession under a written interchange agreement or trailer-sharing contract.
  • Workers’ Compensation & Occupational Accident: Truck driving carries high risk for physical injuries, road accidents, and loading strain. We provide compliant Workers' Comp for employee drivers or flexible Occupational Accident (Occ-Acc) programs for independent contractors.

Types of Haulers We Cover

  • Interstate & Intrastate Long-Haul
  • Local & Regional Freight Distribution
  • Refrigerated Cargo (Reefer Haulers)
  • Flatbed & Heavy Equipment Transport
  • Intermodal Drayage (Port & Rail Hauling)
  • Dry Van & General Freight
  • Dump Trucks, Aggregate & Dirt Hauling
  • Auto Transporters & Car Haulers

Why California Truckers Partner with Callidus

Trucking Risk Challenge


Delays in Dispatch & Onboarding



High Claims Expenses & Spoilage



DMV / CHP Permit Suspensions




Rising Insurance Premiums

The Callidus Solution


  • Instant certificates of insurance (COIs) with specialized loss-payee and additional insured clauses.


  • Customized cargo endorsements written specifically for high-value freight or temperature-controlled goods.


  • Same-day electronic filing of state (MC 65 M) and federal proof of insurance.


  • Access to multiple niche trucking carriers to compare rates and optimize deductibles.

Protect Your Rigs & Keep Your Fleet Moving

Don't let policy delays or filing errors park your trucks. Get a fast, competitive quote tailored to your hauling routes and cargo type today.