Protecting Your Properties, Protecting Your Profession
Insurance for Property Managers
As a property manager, you are the critical link between owners, tenants, and vendors. You juggle maintenance requests, leasing agreements, and board meetings, all while striving to maximize property value and ensure resident safety. This complex role comes with a unique set of liabilities, from tenant lawsuits to catastrophic property damage.
Callidus Insurance Solutions specializes in crafting comprehensive insurance solutions for property management firms and community associations. We help you mitigate risk across your entire portfolio, protecting your assets, your clients, and your professional reputation.
Why Property Managers & Associations Partner With Us
Portfolio-Wide Expertise
We understand the different insurance needs of apartments, HOAs, condos, and commercial buildings, and can help structure coverage for your diverse portfolio.
E&O Specialists
We know that your biggest risks often come from professional decisions. We provide robust Errors & Omissions coverage to protect you from claims of negligence or wrongful acts.
Risk Mitigation Advice
We work with you to identify potential liabilities on your properties, from tenant safety issues to data security, helping you prevent claims before they happen.
Dedicated Service
You get a dedicated agent who understands the property management industry and can provide certificates, answer board member questions, and handle claims efficiently.
Key Insurance Coverages for Property Management:
- General Liability Insurance: Essential protection against claims of bodily injury (e.g., a slip-and-fall in a common area) or property damage occurring on the properties you manage.
- Commercial Property Insurance: Insures the physical buildings and common property against losses from fire, storm, theft, and other perils.
- Errors & Omissions (E&O) Insurance: A critical policy that protects you from lawsuits alleging negligence in your professional services, such as wrongful eviction, discrimination, or failure to properly screen tenants.
- Directors & Officers (D&O) Insurance: A must-have for HOAs and Condo Associations. Protects board members from personal liability for decisions they make on behalf of the association.
- Workers' Compensation: Covers your leasing agents, maintenance staff, and other employees if they are injured while working.
- Cyber Liability Insurance: Protects you from the costs of a data breach involving sensitive tenant or owner information (e.g., social security numbers, bank accounts).
- Hired & Non-Owned Auto Liability:
Provides liability coverage if an employee is in an accident while using their personal vehicle for company business, like going to the bank or a hardware store.
We Specialize in Managing Risk For:
- Apartment Complexes
- Homeowners Associations (HOAs)
- Condominium Associations
- Commercial Office Buildings
- Retail Centers & Strip Malls
- Mixed-Use Developments
Secure Your Portfolio. Solidify Your Reputation.
Let us review your current policies and build a master insurance program that provides peace of mind.