Effective Date: July 30, 2026

Last Updated: July 30, 2026

1. Introduction

Barron Insurance Consulting LLC dba Callidus Insurance Solutions (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, communicate with our agency, or engage our insurance consulting and brokerage services.

By using our website or engaging Barron Insurance Consulting LLC dba Callidus Insurance Solutions, you consent to the practices described in this Privacy Policy.

2. Information We Collect

We may collect both personal and non-personal information, including:

• Personal Information: Name, address, telephone number, email address, date of birth, driver’s license number, social security number (when required for underwriting), vehicle or property details, claims history, financial details, and any other data voluntarily provided in connection with obtaining insurance quotes, policies, or consultations.
• Policy & Application Information: Documents, underwriting disclosures, coverage history, and loss records necessary to evaluate risk, obtain quotes, or service insurance policies.
• Technical Information: Browser type, IP address, operating system, cookies, and analytics data collected automatically when using our website.

3. How We Use Your Information

We use your information to:

• Provide insurance quotes, policy management, coverage evaluations, and consulting services.
• Communicate with you regarding policy updates, renewals, billing, claims, and appointments.
• Maintain internal records and comply with federal and state insurance laws and regulations.
• Improve website performance and enhance client service.

Note: We will not use your personal information for marketing purposes without your explicit consent.

4. Confidentiality and Information Protection

We are committed to safeguarding client privacy in compliance with applicable federal and state insurance privacy regulations (such as the Gramm-Leach-Bliley Act). Any personal and financial information you provide to us to evaluate or secure insurance coverage is handled with strict confidentiality and is shared only with insurance carriers, underwriters, or service partners necessary to fulfill your requests or as required by law.

5. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information.

We may share limited information only when necessary to:

• Submit applications and obtain quotes from insurance carriers, underwriters, and managing general agents (MGAs) on your behalf.
• Engage trusted third-party technology providers (e.g., secure cloud document storage or agency management systems) who are bound by confidentiality obligations.
• Comply with legal obligations, regulatory audits, or valid legal requests from government agencies.

SMS Privacy Safeguard: SMS opt-in data and phone numbers collected for the purpose of SMS communications will not be shared with any third party or affiliate company for marketing purposes.

6. Data Security

We implement administrative, technical, and physical safeguards to protect your personal data, including encrypted file storage, access-controlled systems, and secure communications protocols. However, no online transmission or storage system is 100% secure. We encourage clients to use secure portals when transmitting sensitive personal documents.

7. Data Retention

We retain client and policy records for the duration required under state insurance regulations and record-retention mandates, after which records are securely destroyed or deleted in accordance with company policy.

8. Your Rights

Depending on your location and applicable regulations, you have the right to:

• Request access to the personal information we hold about you.
• Request correction or updating of inaccurate data.
• Request deletion of your personal data, subject to regulatory policy retention obligations.

Requests regarding your data privacy may be sent to info@callidusinsurancesolutions.com .

9. Cookies and Website Analytics

Our website may use cookies and analytics tools (such as Google Analytics) to understand website usage and improve visitor experience. You can disable cookies in your web browser settings, though doing so may limit functionality on certain pages.

10. Links to Other Websites

Our website may contain links to external third-party sites (such as insurance carrier payment portals). Barron Insurance Consulting LLC dba Callidus Insurance Solutions is not responsible for the privacy practices or content of those external websites.

11. Children’s Privacy

Our website and services are intended solely for adults. We do not knowingly collect personal information from individuals under the age of 18.

12. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated "Effective Date."

13. Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact:

Barron Insurance Consulting LLC dba Callidus Insurance Solutions

• Email: armando @callidusinsurancesolutions.com
• Website: www.callidusinsurancesolutions.com