Protecting California’s Cultivators, Wineries, and Commercial Ag Leaders

Tailored Risk Management for California’s Ag Economy

California is the agricultural powerhouse of the nation, producing world-class wines, high-value commercial crops, and a pioneering licensed cannabis industry. However, running an agricultural business in California comes with high-stakes risks—from extreme weather and wildfire threats to strict state regulations, labor mandates, and complex product liability.



At Callidus Insurance Solutions, we understand that farm and ag insurance is not a "one-size-fits-all" commodity. From the central valley orchards to Napa and Sierra Foothill vineyards, and licensed cannabis operations state-wide, we provide customized insurance packages that protect your crop, equipment, workforce, and bottom line.

🍷 Wineries, Vineyards & Orchards

From the vine to the glass, winemakers face risks at every stage of production. Standard commercial property insurance leaves massive gaps when it comes to agricultural production and inventory valuation.

• Wine Spoilage, Leakage & Contamination: Covers loss of product due to tank rupture, barrel leakage, power outages, or accidental contamination.
• Tasting Room & Hospitality Liability: Protects against slip-and-fall incidents, host liquor liability, and special events hosted on site.
• Peak Season Stock & Valuation: Automatically adjusts coverage limits to cover high inventory levels during harvest and crush season.
• Vineyard & Trellis Damage: Coverage for vines, irrigation infrastructure, and trellises against equipment impacts, fire, or weather events.
  

🌿 Licensed Cannabis & Hemp Operations

Operating a licensed cannabis business in California requires strict compliance with the Department of Cannabis Control (DCC) and carrier underwriting rules. We help cultivators, distributors, manufacturers, and dispensaries secure compliant, reliable coverage without the traditional market markup.

• Crop & Canopy Coverage: Protects living plants during propagation, vegetation, and flowering stages against fire, equipment failure, theft, and water damage.
• Harvested Goods & Inventory: High-value protection for harvested flower, biomass, trim, and finished retail inventory stored on site or in transit.
• Extraction & Processing Liability: Specialized coverage for solvent and solventless extraction facilities using butane, CO2, or ethanol.
• Product Liability & Recalls: Crucial protection against third-party claims alleging illness, mislabeling, or product contamination.
• Cannabis Cargo & Transportation: Insures high-value transport between cultivators, testing labs, processors, and dispensaries.
  

🚜 Commercial Farming, Produce & Food Processing

For commercial growers, packers, and distributors handling nuts, fruit, vegetables, and field crops across California:

• Farm Equipment & Inland Marine: Insures high-value combines, tractors, harvesters, and irrigation systems both on and off your property.
• Cold Storage & Ammonia Contamination: Coverage for perishable inventory in the event of refrigeration unit failure or chemical leaks.
• Commercial Ag Auto & Hauling: Custom fleets and Motor Carrier Permits (MCP) for hauling your harvest to market or processing facilities.
  

Complete Ag Risk Protection

Why Partner with Callidus Insurance Solutions?

Protect Your Harvest & Agriculture Business

Don't leave your seasonal crop or facility at risk. Partner with an independent agency that understands the unique pressures of California agribusiness.