Truck Insurance for Sacramento Fleets

Coverage for Fleets and Regional Haulers Across Greater Sacramento

Sacramento sits where I-5, I-80, Highway 50 and Highway 99 meet, which makes it a natural hub for regional freight. From West Sacramento and its port to Roseville, Rancho Cordova, Woodland and Elk Grove, carriers here run distribution, construction materials and farm loads across Northern California.

Callidus Insurance Solutions is based in Roseville and insures fleets and owner-operators across the Sacramento region. We place primary liability, cargo, physical damage and trailer interchange coverage with motor carrier insurers, handle your California MCP and FMCSA filings, and turn certificates around quickly so your trucks keep moving. Already insured? Send us your declarations page and loss runs 90 days before renewal and we will take your fleet to market.

Fleet & Specialized Hauling Coverage

We write policies tailored to the specific commodities you haul and the radius of your operations:

• Primary Auto Liability: Mandatory coverage protecting your business against bodily injury and property damage to third parties. We provide limits meeting federal FMCSA mandates ($750,000 to $1,000,000+ CSL) and state requirements.
• Motor Truck Cargo Insurance: Protects the freight you haul against theft, fire, collision, or loss while in transit. We offer specialized endorsements including Reefer Breakdown / Temperature Exclusion Coverage for refrigerated freight, debris removal, and earn-freight charges.
• Physical Damage Coverage: Comprehensive and collision protection for your valuable tractors, semi-trailers, dump trucks, and specialized rigs. Includes physical damage coverage based on Stated Amount or Actual Cash Value (ACV).
• Non-Trucking Liability (Bobtail) / Deadhead Coverage: Crucial protection for owner-operators under permanent lease to a motor carrier when operating the tractor for non-business or off-duty purposes without a trailer.
• Trailer Interchange & Non-Owned Trailer: Covers physical damage to trailers you do not own while in your possession under a written interchange agreement or trailer-sharing contract.
• Workers’ Compensation & Occupational Accident: Truck driving carries high risk for physical injuries, road accidents, and loading strain. We provide compliant Workers' Comp for employee drivers or flexible Occupational Accident (Occ-Acc) programs for independent contractors.
  

Sacramento Haulers We Insure

Why Sacramento Carriers Work with Callidus

Protect Your Rigs & Keep Your Fleet Moving

Based in the Sacramento area? So are we. Send us your current policy and loss runs. We will shop your fleet with our trucking carriers and bring back options built around your routes and cargo.