Farm & Agribusiness Insurance in the Central Valley

Coverage for Growers, Packers and Processors Across the Central Valley

The Central Valley grows a large share of the nation's fruit, nuts and vegetables. From almond and pistachio orchards and dairies to packing houses, cold storage and processors in Fresno, Tulare, Kern, San Joaquin and Stanislaus counties, farm businesses here run expensive equipment, seasonal crews and perishable product on tight harvest schedules.


Callidus Insurance Solutions insures growers, packers, haulers and processors throughout the Central Valley. We place farm property, equipment, general and product liability, cold storage and spoilage, commercial ag auto and workers' compensation coverage, and we handle the filings for farm trucks that need them. Already insured? Send us your declarations pages and loss runs 90 days before renewal and we will take your account to market.

🚜 Commercial Farming, Produce & Food Processing

For commercial growers, packers, and distributors handling nuts, fruit, vegetables, and field crops across California:

  • Farm Equipment & Inland Marine: Insures high-value combines, tractors, harvesters, and irrigation systems both on and off your property.
  • Cold Storage & Ammonia Contamination: Coverage for perishable inventory in the event of refrigeration unit failure or chemical leaks.
  • Commercial Ag Auto & Hauling: Custom fleets and Motor Carrier Permits (MCP) for hauling your harvest to market or processing facilities.

Complete Ag Risk Protection

Property & Crop

  • Farm Structures & Barns
  • Living Plant & Canopy
  • Mobile Equipment
  • Stock Harvested Goods

Liability & Operations

  • Ag General Liability
  • Product Liability & Recall
  • Environmental / Pollution
  • Commercial Ag Auto (MCP)

Human Capital

  • Workers' Comp
  • Employer's Liability

Why Central Valley Farm Businesses Work with Callidus

Ag Risk Challenge


Wildfire & Climate Exposure



Strict Regulatory Mandates



Complex Inventory Valuation



Labor Safety Risks

The Callidus Solution


  • Access to specialized admitted and non-admitted markets willing to write California farm property in high-fire zones.


  • Deep knowledge of DCC cannabis insurance rules and CPUC/DMV hauling regulations.


  • Tailored coverage formulas that reflect the true market value of aging wine stock or harvest-ready crops.


  • Proactive Workers' Comp strategies designed specifically for agricultural field hands and processing crews.

Protect Your Harvest & Agriculture Business

Farming or packing in the Central Valley? Send us your current policies and loss runs. We will shop your operation with carriers that understand California agriculture and bring back options built around your season.