Contractor Insurance in Sacramento

Insurance for Sacramento Contractors and Trades

Sacramento is growing in every direction: infill housing and state building work downtown, new subdivisions in Roseville, Rocklin, Folsom and Elk Grove, and commercial projects along every freeway corridor. Contractors here bid public and private work alike, and both want proof of insurance before the first day on site.


Callidus Insurance Solutions is based in Roseville and insures general contractors, remodelers and specialty trades across the Sacramento region. We place general liability, workers' compensation, commercial auto, tools and equipment and builder's risk coverage, plus contractor license bonds, and we turn certificates around fast. Already insured? Send us your declarations pages and loss runs 90 days before renewal and we will take your account to market.

Why Sacramento Contractors Choose Callidus

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Speed & Efficiency

We know a delayed COI can hold up a job and cost you money. We provide fast, accurate certificates to keep your projects moving.

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Industry Expertise

We speak your language. From Builder's Risk to Inland Marine, we understand the specific coverages you need to satisfy contractual requirements and protect your assets.

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Scalable Coverage

Whether you're a solo artisan or a large general contractor, we design insurance programs that grow with your business.

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Risk Management Support

We help you identify potential jobsite hazards and implement safety protocols to reduce claims, control losses, and potentially lower your premiums.

Essential Insurance Coverages:

  • General Liability Insurance: Your foundation. Protects your business from third-party claims of bodily injury or property damage that occur on your jobsite or as a result of your work.
  • Workers' Compensation: A must-have for your crew. Covers medical expenses and lost wages for employees injured on the job, while protecting you from lawsuits.
  • Builder's Risk (Course of Construction): Protects the structure and materials on-site from events like fire, theft, and vandalism during the construction process.
  • Commercial Auto Insurance: Covers your fleet of work trucks, vans, and other vehicles against liability and physical damage.
  • Inland Marine Insurance (Tools & Equipment): Your tools are your livelihood. This policy protects them whether they are on a jobsite, in storage, or in transit.
  • Contractor's Professional Liability (E&O): Crucial for design-build firms and GCs, this covers financial losses arising from errors in design or faulty workmanship.
  • Surety Bonds: We can help you secure the performance, payment, and bid bonds required to win the jobs you want.

We Proudly Insure:

  • General Contractors
  • Remodelers & Homebuilders
  • Electricians & Plumbers
  • HVAC Professionals
  • Roofers & Framers
  • Masons & Concrete Contractors
  • Landscapers & Excavators
  • And many more skilled trades!

Don't Let One Accident Tear Down Everything You've Built.

Bidding or building in the Sacramento area? We are right here in Roseville. Send us your current policies and loss runs and get a no-obligation quote from an agent who knows construction.