Auto Shop & Garage Insurance in San Diego
Insurance for San Diego Auto Shops & Dealers
San Diego's auto service businesses serve commuters, military families and a steady flow of cross-border traffic. Repair shops, body shops, tire and smog shops and used car dealers from Kearny Mesa and Miramar to National City, Chula Vista, El Cajon and Escondido keep customer vehicles in their care every day.
Callidus Insurance Solutions insures auto service businesses and dealers across San Diego County. We place garage liability, garagekeepers, property and tools, dealer inventory, workers' compensation and dealer bonds, and we turn certificates around fast for landlords and lenders. Already insured? Send us your declarations pages and loss runs 90 days before renewal and we will take your account to market.
Why San Diego Auto Shops Trust Callidus
Garage-Specific Knowledge
We understand the critical difference between Garage Liability and Garagekeepers coverage—and why you need both.
Customized Policies
From independent repair shops to multi-location collision centers and dealer groups, we tailor coverage to your exact operations.
Claims Expertise
When an incident happens, you need a partner who understands auto claims. We work to get you back to business quickly and fairly.
One-Stop Shop
We cover all your needs, from your property and tools to your employees and customer vehicles.
Critical Insurance for Your Automotive Business:
- Garage Liability Insurance: This core policy covers bodily injury and property damage caused by your garage operations. It's essential for covering incidents like a customer slipping in your waiting room or faulty repair work that leads to an accident.
- Garagekeepers Liability: Protects your customers' vehicles while they are in your care, custody, and control. This covers damage from fire, theft, vandalism, or collision in your shop.
- Workers' Compensation: Protects your valuable technicians, service writers, and other employees from on-the-job injuries, from a slip on an oil slick to an injury from heavy equipment.
- Commercial Property & Equipment Breakdown: Insures your building, lifts, diagnostic tools, and other expensive equipment against damage, theft, or mechanical failure.
- Dealers Open Lot (Dealers Physical Damage): For auto dealers, this is crucial coverage that protects your vehicle inventory from theft or physical damage.
- Commercial Auto Insurance: Covers your tow trucks, parts runners, and other company-owned vehicles.
Serving All Corners of the Auto Industry:
- Mechanical Repair Shops
- Auto Body & Collision Centers
- Car Dealerships (New & Used)
- Tire & Lube Shops
- Transmission Specialists
- Auto Detailers
- Towing Operations
Drive Forward with Confidence.
Get Covered Today.
Running a shop or lot in San Diego County? Send us your current policies and loss runs, and we will shop your business with carriers that know garages.